Don't miss out on your ISA Allowance 
Added : 26th February 2008
ISAs offer valuable tax benefits and the ability to invest up to £7,000 for the current tax year. You need to use this allowance before 5 April 2008, otherwise you will lose it.
Making your investment
We have made it easy for you to make the most of your ISA allowance. We have researched the market and selected four funds covering a range of risk profiles for you to choose from.
The Funds
Cazenove MM Diversity
Level of risk – cautious, cash 17.0%, bonds 20.1%, Equities 32.6% Property 4.0% Other^ 26.3% Total 100%
Schroder Strategic Balanced
Level of risk – Medium, cash 12.0%, Bonds 8.3%, Equities 71.2%, Property 5.7%, Other^ 2.8% Total 100%
T Bailey Growth
Level of risk – Adventurous, cash 1.2%, Equities 89.7%, Other^ 9.1% Total 100%
Credit Suisse Constellation
Level of risk – Adventurous, cash 1.7%, Equities 94.8%, Other^ 3.5%, Total 100%
Other^ includes, commodities, hedge funds, specialist funds, natural resources and agriculture funds
The funds selected meet the following criteria:
- They are all ‘fund of funds’*
- They are all rated 3 star (or higher) by Morningstar
- They have been established for over 3 years
- They have all performed better than the sector average over 3 years**
Explanatory Notes
*a fund of funds is a term used for a collective investment which invests in other funds rather than selecting specific stocks itself.
** past performance is not a guide to future performance and may not be repeated. The value of investments and the income from them can go down as well as up and investors may not get back the amounts originally invested.
What to do now?
All you need to do is choose your fund(s), enter the amount you wish to invest against and send in your application form. Send this along with a cheque made payable to ‘Fidelity’.
In order to take advantage of this year’s allowance, we need to receive your application and cheque by 6pm on 29 March 2008.
If you would like to make an investment for the current tax year, and/or next tax year, please complete and return the Application Form.
Click for application form and brochure
Disclaimer: Please note that neither this article nor the attached brochure constitutes financial advice and is for information only. The purpose of this page is to bring the investment opportunity to your attention. If you have any doubts about whether this investment is suitable for you please contact us for financial advice.
If you would like more information about ISAs then please contact us. The tax treatment of ISAs depends on your individual circumstances. The tax rules may change, so these benefits may not be maintained in future years.
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