PENSION SALARY SACRIFICE: THE KEY FACTS


Patrick Crookes
19 January '26

1 minute read

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Pension Salary Sacrifice is one of those rare wins where everyone comes out on top. It’s a smarter, cleaner way to fund pensions that cuts cost, boosts take‑home pay and makes your reward package look slick. By shifting how contributions are made – not the amount – you unlock chunky National Insurance savings and take the sting out of rising employment costs. And with the Autumn Budget shaking things up with a £2,000 cap on salary‑sacrificed pension contributions from April 2029, now’s the moment to get ahead, lock in today’s advantages, and make your money work harder before the rules tighten.

Click here to see the numbers, the impact, and why this matters right now.

Patrick Crookes

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