Our People
Stephen Gater
- Director

Our People
Stephen Gater
- Director
WHAT DO YOU DO?
I help businesses raise the right kind of debt to fuel their ambitions – whether that’s growth, acquisition, refinancing or shareholder restructuring. I connect great businesses with the right funding partners and structures. My job is to understand both the numbers and the nuances and to help prospective lenders interpret it so they can come up with the right solution. The outcome is clients get solutions that are not only commercially sound, but tailored to their long-term goals.
WHY DO YOU DO IT?
Like many people in finance, I didn’t dream of being a debt advisor as a child but, having fallen into lending after university, I quickly realised debt advisory ticked all the boxes. I enjoy working closely with business owners and management teams, helping them navigate key turning points. No two deals are the same, and that variety keeps it exciting. Cooper Parry’s culture is aligned to what I enjoy and it’s a big part of why I’m here – it’s refreshing, fast-moving and genuinely collaborative.
WHAT KIND OF PROJECTS HAVE YOU BEEN INVOLVED IN?
I’ve worked on a range of debt deals, usually between £5m and £50m+, in sectors including tech, healthcare, manufacturing, and business services. That’s included everything from raising debt to support private equity-backed MBOs to putting facilities in place for acquisitions, growth, or refinancing owner-managed businesses. I’m always focused on structuring something that genuinely works for the client – whether that means better terms, more flexibility, or the right long-term fit. The best part is seeing the difference a well-structured deal can make months or years later, when the business is really thriving because of it.
WHAT’S ON TOP OF YOUR BUCKET LIST?
I’ve always been drawn to the outdoors and do a bit of wild camping and multi-day hikes. Spending a few days off-grid helps me disconnect, reset, and properly unwind. One thing on my bucket list is to take that further and to go on a longer thru-hike. I imagine it would end up a bit like Bill Bryson’s A Walk in the Woods – chaotic, with more hotel detours than I’d be comfortable admitting, but unforgettable.